Direct Lender. No Credit Score Required. Fast, Flexible, and Nationwide.
We help investors secure funding for single-family (1-4 units) properties, even in challenging situations.
Understanding our approach to residential investment property lending
MD Business Capital is a private, direct lender specializing in investment property loans nationwide. We offer collateral-based lending, fast approvals, and flexible terms for real estate investors.
When banks say no, we say yes! Get in touch to discuss your next investment opportunity.
We make it simple for investors to purchase, refinance, or renovate residential properties.
We evaluate the property's value and investment potential, focusing on the asset rather than your credit history.
Get approved within 24 hours based on property value and your investment strategy.
Close in 3-7 days with minimal documentation and streamlined processing.
We're here to support your success throughout the loan term and beyond.
Real stories from investors who found success with our residential investment loans
Real investors who found success with our residential investment loans
Real Estate Investor
"MD Business Capital helped me close on a 4-unit apartment building in just 8 days. Their team was incredibly responsive and made the entire process seamless."
Fix & Flip Investor
"As a fix & flip investor, speed is everything. MD Business Capital's 10-day closing allowed me to beat out other offers and secure the property."
Portfolio Investor
"I needed quick funding for a residential property acquisition. MD Business Capital delivered exactly what they promised - fast approval and smooth closing."
We make it simple for investors to purchase, refinance, or renovate residential properties.
Key features that make our residential investment loans stand out
Close in as little as 3-7 days so you never miss an opportunity.
Choose terms from 6 months to 5 years, fixed or floating rates.
Up to 75% loan-to-value in select markets for maximum buying power.
Use funds for purchase, refinance, or renovation of investment properties.
Real examples of successful residential investment loan closings
Closed in 5 days for a repeat investor. No income verification required.
Details: 5-day closing, no income verification, asset-based underwriting
Fast funding for a single-family rental. Flexible documentation.
Details: 6-day closing, flexible documentation, experienced borrower
Two properties refinanced for expansion. No appraisal needed.
Details: 7-day closing, no appraisal, portfolio lending
Common questions about our residential investment loans
We finance 1-4 unit residential properties including single-family homes, duplexes, triplexes, and fourplexes. We focus on investment properties, not owner-occupied homes.
Most loans close in 3-7 days. We can provide pre-approval within 24 hours of receiving your application and property information.
We offer up to 75% LTV in select markets. The exact LTV depends on the property type, location, and your investment strategy.
No, we offer no-income verification programs. Our focus is on the property's value and your investment strategy.
We lend in all 50 states except for select states with specific restrictions. Our nationwide coverage allows us to serve investors across the country.
Pick your due date, term length, and documentation level. We tailor every loan to your needs.